| Credit card |
On by default; no additional setup. |
Firm, at the rate in its Aiwyn contract, unless passed to the client |
Yes |
No |
Credit |
| Debit card |
On by default; no additional setup |
Firm. The fee is swept and kept from the payment total; the firm receives the remainder |
No — no fees are passed to the client |
Yes. A client attempting a debit card payment cannot complete it and is directed to another method |
Debit |
| Google Pay |
Appears only if the payer's device and browser have Google Pay set up and enabled |
As for the underlying card. Credit card fees still apply |
Credit or debit, depending on the card the payer selected and if the firm accepts Debit cards. |
Yes |
Credit or debit, depending on the card the payer selected |
| Apple Pay |
Appears only if the payer's device and browser have Apple Pay set up and enabled |
As for the underlying card. Credit card fees still apply |
Credit or debit, depending on the card the payer selected and if the firm accepts Debit cards. |
Yes |
Credit or debit, depending on the card the payer selected |
| ACH bank transfer |
US bank accounts. On by default |
Firm, at the rate in its Aiwyn contract. The fee is swept and kept from the payment total |
No — no fees are passed to the client |
Yes |
ACH |
| Canadian PADs (Pre-Authorized Debits) |
Canadian bank accounts. Additional setup by Aiwyn required; enabled on request |
Firm. The fee is swept and kept from the payment total |
No — no fees are passed to the client |
Opt-in, so effectively yes |
PAD |
| British Bacs |
UK bank accounts. Additional setup by Aiwyn required; enabled on request |
Firm. The fee is swept and kept from the payment total |
No — no fees are passed to the client |
Opt-in, so effectively yes |
BACS |
| International card |
No additional setup. Enabled or disabled at implementation |
Depends on the firm's international card setting — see "International card payments" |
Yes, if the firm holds that setting |
Yes |
Not present on report files unless fee is not passed to the client. |
